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Zarate Home's & Designs
About Zarate Homes & Designs

About Zarate Homes & Designs

The Rio Grande Valley isn't just where we work. It's home.

Who We Are

Zarate Homes & Designs is a family-owned builder and developer based in Harlingen, Texas, creating homes, communities, and properties across the Rio Grande Valley.

Our Story

Our Story

When I look back, Zarate Homes & Designs was never really about starting a company. It was about building a life, taking care of my family, and making something meaningful out of the opportunities in front of us.

I was born in California, but I planted my roots in the Rio Grande Valley during my teenage years. The Valley became home. It's where I grew up, learned about hard work, met people who believed in me, and eventually started building a future of my own. Along the way, I met Blanca, and the dream became ours.

Blanca isn't just my wife. She's our designer and a big part of the heart behind Zarate Homes & Designs. I may look at a piece of land and imagine what we can build there, while Blanca sees the details that make a house feel like a home. Her eye for design and the way she thinks about how a family will actually live in a space have become an important part of who we are.

Then came Little Oscar. He's the future. Becoming parents changed our perspective. You start thinking differently when you realize you're building something your child may one day carry forward. It stops being only about the next house, the next development, or the next deal. You start thinking about what you're going to leave behind. That's a big part of what drives us today.

We started as a home builder in Harlingen. Over time, those homes became neighborhoods. Then came larger communities, land development, rental properties, and commercial projects across the Valley, from Mercedes and La Feria to the coast at Bahia Point. We've been blessed to grow, but I still get excited looking at an empty piece of land and imagining what could be there one day.

That's probably the simplest way to explain what we do. Sometimes that means helping a family walk into a new home of their own. Sometimes it means creating a neighborhood where hundreds of families will live. Other times it's taking a piece of land and creating a place where businesses can open, people can work, and a community can continue to grow.

Our faith is part of our foundation. We believe God has opened many doors for our family, and we try to remember that every opportunity comes with a responsibility to do something good with it.

The Rio Grande Valley has given our family a place to plant our roots. Now we have the opportunity to build on those roots. My hope is that years from now, Blanca and I can drive through the Valley with Little Oscar and point to the places we helped create. Not because we want him to be impressed by how much we built, but because we want him to understand why we built it.

For our family. For the families who trusted us. For the communities that gave us an opportunity. And for the generation that comes after us.

We see possibilities. Then we go to work.

That's our story. And we're still building it.

Oscar Zarate

Oscar Zarate · Zarate Homes & Designs
Our Purpose

Every Project Has a Purpose

Every piece of land has potential, but it shouldn't all become the same thing.

The needs of a growing neighborhood aren't always the same. One area may need new homes. Another may need space for local businesses. Somewhere else, the greatest opportunity may be preparing land for future development or providing quality rental housing.

That's why we don't approach every project with the same blueprint. We start by asking what will create the greatest long-term value for the community. The answer shapes everything that follows.

How We Invest in the Rio Grande Valley

New Homes

Homes for first-time buyers, growing families, and different stages of life.

New Homes

Community Development

Turning land into neighborhoods with room for homes, families, and future growth.

Community Development

Build-Ready Lots

Preparing homesites for buyers, builders, and future development.

Build-Ready Lots

Rental Properties

Yes, we offer residential rental properties, including one-bedroom villas at Adams Cove and two-bedroom apartments at Little Rock in Harlingen.

Rental Properties

Commercial Development

Our work includes commercial development, professional office space and projects built for local businesses across the Rio Grande Valley.

Commercial Development
A Family Business

A Family Business

Spend a little time with Zarate Homes & Designs and you'll notice something that's hard to miss. You'll see our family.

Oscar Zarate, his wife Blanca Zarate, and their son Oscar Jr. are part of the work behind Zarate Homes & Designs.

You'll find us visiting communities, checking on projects, meeting homeowners, working through plans, and talking about what's coming next. The business isn't something that happens somewhere else while our name sits on the sign. We're part of the work.

That's what family-owned means to us. The people you see representing Zarate Homes & Designs are the same people involved in the decisions behind the business.

The Work Speaks for Itself

The Work Speaks for Itself

Trust isn't built through promises. It's earned over time through the work itself and the people willing to recommend you when the project is finished.

1,000+

Homes Built

Homes built for families across the Rio Grande Valley.

450+

Multi-Family Units

Rental villas and apartments built and leased across the Valley.

1,500+

Build-Ready Lots

Land prepared for homes, neighborhoods, investment, and future growth.

5.0 on Google · 4 Google Reviews

Oscar & Blanca are amazing to work with. They're very responsive and professional. I love that they're a family operated business and they truly care about their clients.

Lupita Closner · Google Review
Read Customer Stories
The Work Speaks for Itself

Come See What We're Building

The best way to understand Zarate Homes & Designs is to experience one of our communities for yourself. Visit one of our communities, explore available homes and lots, or reach out with your questions. We'd love the opportunity to meet you and learn what you're looking for.

Buying your first home? Learn what to expect, what questions to ask, and how the process works from your first conversation through closing. Read the First-Time Buyer's Guide

Have questions about financing? Learn about monthly payments, down payments, common loan types, and the questions worth asking a lender. Explore Home Financing

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